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    Personal Loans
    up to $10,000
    Overview An installment loan that offers a lump sum with predictable payments
    Duration 6 – 60 months
    Funding Lump sum disbursed up front
    Flexibility Choose your loan amount and duration from the range you’re offered.
    Rewards & Benefits Refinance available
    Repayment Always know how much you’re paying with a fixed APR and set payment amounts.

    Customer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers.
    Note : Customers with Prepaid Bank Accounts not Eligible.

    About us

    We commit to connecting you with an approved lender. We also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork. We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, etc.

    Our Main Advantages

    Connect with a Helpful Lender

    We commit to connecting you with an approved lender. We also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork.

    Safety and Security

    If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

    Your Loan, Your Business

    We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, etc.

    Policy Details

    Policy on Responsible Lending

    State Regulations : Lenders and lending partners are required to abide by applicable federal, state and local laws. This may include interest rate limits, loan terms, limits on rollovers, the number and frequency of loans, fees, and more. Before you accept any loan, you should educate yourself in regard to the loan you are seeking, including the rules, regulations and laws that might apply to that loan and the lender or lending partner offering it.

    Privacy Policy

    The purpose of the firstdirectlenders.com Privacy Policy is to provide you with a comprehensive description of firstdirectlenders.com’s online and offline practices regarding the collection, use, disclosure, and sale of personal information and of the rights of consumers regarding their personal information.

    Truth in Lending Act (TILA)

    The Truth in Lending Act requires lenders and lending partners to give you in writing the exact fees, interest rate and other details regarding your loan. This should be presented to you prior to any agreement being executed. lenders and lending partners may not offer terms that exceed any applicable laws, regulations, or rules. Most specific terms of your loan will be governed by the applicable state law.

      Dodd-Frank Wall Street Reform Act

      The Dodd-Frank Act requires that all lenders and lending partners practice fair lending. The Act empowers the Consumer Financial Protection Bureau (CFPB) to issue regulations that prohibit abuse and unfair lending practices, which includes regulations designed to prevent disparities among consumers of equal creditworthiness but are of a different race, ethnicity, gender or age

      Support

      To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way.

      Cookies

      We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site.

        Important Disclosures

        01

        Disclosures. Please Read Carefully

        Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

        This website uses Site Visit Recordation Technology to memorialize site visits, including technology provided by third parties like Jornaya’s LeadiD. By submitting your information through this website, you consent to the use of Site Visit Recordation Technology.

        The owner of this website is not a lender or agent of any lender and does not take loan applications or otherwise engage in lender-related activity (including without limitation making credit decisions or arranging, brokering, originating, servicing, underwriting, funding, or collecting payments for any lender). Submitting your information via this website is a request to be connected with one or more financial service providers that may be able to help you with your financial needs, each being responsible for taking a credit application, verifying your information, and making their own credit decisions.

        The services offered by this website are administrative only (frequently referred to as “lead generation”) and are offered to you free of charge. Lenders and other financial service providers pay a fee to be connected to consumers in search of financial services, often based on a ping tree model similar to Google AdWords where the highest available bidder is connected to the consumer.

        In some cases, you may be given the option of being connected to a tribal lending enterprise (“TLE”). TLEs are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a TLE, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, TLEs may require you to agree to dispute resolution in a tribal jurisdiction. You should read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

        By submitting your information via this website, you authorize the owner of this website and its network of available lenders to do a credit check, which may include verifying your social security number, driver license number, or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Clarity, DataX, or others. You also authorize the owner of this website to share your information and credit history with its network of available lenders and other service providers.

        This service is not available in all states.

        02

        Lender’s or Lending Partner’s Disclosure of Terms

        When a lender decides to offer you a loan, it is required by law to provide documents that contain all fees and rate information pertaining to that loan, including any potential fees for late-payments, and the terms (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or financial service provider based on their internal policies, underwriting criteria and applicable law. This website has no knowledge of or control over the loan terms offered to you.

        03

        Late Payments Hurt Your Credit Score

        Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss payment options.